BANK 21 IS AN EQUAL HOUSING LENDER
(Institutional NMLS: #421482)
Protecting Your Privacy
Protecting your privacy is important to BANK 21 and our employees. We want you to understand what information we collect and how we use it. In order to serve you with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all BANK 21 employees for collection, use, retention, and security of nonpublic personal information.
What Information We Collect
We may collect "nonpublic personal information" about you from the following sources:
• Information we receive from you on applications or other loan and account forms;
• Information about your transactions with us or others; and
• Information we receive from third parties such as credit bureaus.
"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.
What Information We Disclose
We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Our Security Procedures
BANK 21 Customer Identification Requirements
In accordance with Section 326 of the USA PATRIOT Act signed October 26, 2001, BANK 21 is required to obtain a copy of the documents used in identifying our new account customers and in identifying signatory individuals added to an existing or new account. In some cases, identification will be requested for those individuals banking with the Bank prior to the effective date of the customer identification requirements because original documentation was not obtained with the opening of the account, or the Bank is unable to form a reasonable belief that it knows the true identity of the existing customer. In all cases protection of our customer's identity and confidentiality is the Bank's pledge to you.